Severe weather events globally are on the rise - you only have to open the newspaper or scan the news online to hear of weather events that seem to be on a scale we’ve never quite experienced before. 

 Whether it is an earthquake, storm, major flood or bushfire – severe weather and the crippling aftermath has never seemed more prevalent. Whether you blame it on global warming, El Nino or climate change, Mother Nature has been brutal of late and it doesn’t look like things are about to change any time soon. 

 We certainly aren’t facing Armageddon any time soon, however it is a little concerning. Extreme weather events such as severe storms, flooding, droughts, heat waves and violent cyclones are all placed under the ‘severe weather’ heading – and on the whole all of these types of events are on the increase. 

 A range of studies are being undertaken into the causes and effects of the weather events and the CSIRO in particular are leading the way in their understanding of the extreme weather changes. In a recent study the CSIRO has developed a better understanding of natural weather events causing havoc nationally in Australia, the majority of which also applies to New Zealand.

Fast Facts from the CSIRO

  • Extreme weather events can include severe temperatures, torrential rainfall, large hail, strong wind gusts, fire, tropical cyclones, and high sea levels
  • Attributing an extreme event to a specific cause is difficult because extreme events are usually caused by a combination of factors; and a wide range of extreme events is a normal occurrence even in an unchanging climate
  • Some extreme events are likely to increase in frequency, intensity and duration, while others are likely to decline

Tips for Weather Emergencies:

  • Plan ahead for weather emergencies. 
  • Take the time now to choose the best shelter within your home or office. 
  • Try to choose a small interior room or stairwell, ideally with walls reinforced with pipes (e.g. bathroom) or concrete (e.g. basement), on the lowest floor of the building. 
  • Make sure everyone concerned knows where to go and what precautions to take. 
  • Choose a meeting place where your family can gather after a severe storm, to ensure that you are all safe and accounted for. 

Planning is key for an extreme weather event – where possible take the time to get organised should the worst happen to you and your family. 

To talk to an insurance specialist about the options available in protecting yourself and your business in the event of severe weather, find your local broker.

FIND YOUR LOCAL BROKER

 

General Advice Warning

The information provided is to be regarded as general advice. Whilst we may have collected risk information, your personal objectives, needs or financial situations were not taken into account when preparing this information. We recommend that you consider the suitability of this general advice, in respect of your objectives, financial situation and needs before acting on it. You should obtain and consider the relevant product disclosure statement before making any decision to purchase this financial product. 

 

Insurance Advisernet New Zealand , January 10 2019

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