SME Business Insurance Pack
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Every year thousands of business owners benefit by choosing to work with Insurance Advisernet and our nationwide network of Advisers.
A great way to start is reviewing your current insurances and exploring if better and more effective options are available by speaking with an Insurance Advisernet Adviser near you.
SME Business Insurance Pack
SME Business Insurance Pack
Business Insurance is used by many businesses, but it’s best suited to SME-type operators.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Workers’ Compensation
Workers’ Compensation
While some occupations and industries have a higher risk of workplace incidents and/or fatalities than others, Workers’ Compensation is compulsory for all Australian employers. It provides financial compensation to workers if they suffer a work-related injury or illness.
Cyber Insurance
Cyber Insurance
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.
Property Insurance
Property Insurance
Cover for loss or damage to your physical business assets in the event of an incident occurring.
Business Interruption Insurance
Business Interruption Insurance
From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Business Interruption Insurance
Business Interruption Insurance
From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day.
Property Insurance
Property Insurance
Cover for loss or damage to your physical business assets in the event of an incident occurring.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Motor Insurance / Commercial / Heavy Motor Insurance
Motor Insurance / Commercial / Heavy Motor Insurance
One of the more common types of business covers, motor insurance provides coverage for physical loss, damage or theft to your vehicle(s).
Mobile Plant & Equipment Insurance
Mobile Plant & Equipment Insurance
Plant & Equipment Insurance is important for a wide variety of businesses that rely on mobile plant and equipment to continue their business activities. It protects the equipment itself, but also the liabilities associated with its use, from portable tools and the smallest of earthmoving machines, to forklifts and the largest of cranes.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Home Insurance
Home Insurance
For most New Zealanders the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Business Interruption Insurance
Business Interruption Insurance
From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Professional Indemnity Insurance
Professional Indemnity Insurance
Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.
Cyber Insurance
Cyber Insurance
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.
Rural Insurance
Rural Insurance
Rural insurance is recommended for anyone who is running a business in agriculture or horticulture.
Professional Indemnity Insurance
Professional Indemnity Insurance
Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Professional Indemnity Insurance
Professional Indemnity Insurance
Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Cyber Insurance
Cyber Insurance
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Professional Indemnity Insurance
Professional Indemnity Insurance
Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.
Rural Insurance
Rural Insurance
Rural insurance is recommended for anyone who is running a business in agriculture or horticulture.
Cyber Insurance
Cyber Insurance
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.
Marine & Hull Insurance
Marine & Hull Insurance
Do you operate a marine business and/or transport goods? Marine Insurance is designed to provide peace of mind when you have a ship or vessel that requires insurance, or you are moving cargo across sea, land or air.
Property Insurance
Property Insurance
Cover for loss or damage to your physical business assets in the event of an incident occurring.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
SME Business Insurance Pack
SME Business Insurance Pack
Business Insurance is used by many businesses, but it’s best suited to SME-type operators.
Rural Insurance
Rural Insurance
Rural insurance is recommended for anyone who is running a business in agriculture or horticulture.
Cyber Insurance
Cyber Insurance
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.
Professional Indemnity Insurance
Professional Indemnity Insurance
Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Home Insurance
Home Insurance
For most New Zealanders the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.
Motor Insurance / Commercial / Heavy Motor Insurance
Motor Insurance / Commercial / Heavy Motor Insurance
One of the more common types of business covers, motor insurance provides coverage for physical loss, damage or theft to your vehicle(s).
Body Corporate Insurance
Body Corporate Insurance
Body Corporates are obliged to take out Body corporate Insurance to cover the building, common property and common area contents of a strata scheme. Insurance is available for both residential and commercial body corporate properties.
Property Insurance
Property Insurance
Cover for loss or damage to your physical business assets in the event of an incident occurring.
Mobile Plant & Equipment Insurance
Mobile Plant & Equipment Insurance
Plant & Equipment Insurance is important for a wide variety of businesses that rely on mobile plant and equipment to continue their business activities. It protects the equipment itself, but also the liabilities associated with its use, from portable tools and the smallest of earthmoving machines, to forklifts and the largest of cranes.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Motor Insurance / Commercial / Heavy Motor Insurance
Motor Insurance / Commercial / Heavy Motor Insurance
One of the more common types of business covers, motor insurance provides coverage for physical loss, damage or theft to your vehicle(s).
Property Insurance
Property Insurance
Cover for loss or damage to your physical business assets in the event of an incident occurring.
Contract Works Insurance
Contract Works Insurance
Contract Works Insurance provides cover for any physical damage of works or third party liabilities during construction stages of a project.
Workers’ Compensation
Workers’ Compensation
While some occupations and industries have a higher risk of workplace incidents and/or fatalities than others, Workers’ Compensation is compulsory for all Australian employers. It provides financial compensation to workers if they suffer a work-related injury or illness.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Mobile Plant & Equipment Insurance
Mobile Plant & Equipment Insurance
Plant & Equipment Insurance is important for a wide variety of businesses that rely on mobile plant and equipment to continue their business activities. It protects the equipment itself, but also the liabilities associated with its use, from portable tools and the smallest of earthmoving machines, to forklifts and the largest of cranes.
Body Corporate Insurance
Body Corporate Insurance
Body Corporates are obliged to take out Body corporate Insurance to cover the building, common property and common area contents of a strata scheme. Insurance is available for both residential and commercial body corporate properties.
Home Insurance
Home Insurance
For most New Zealanders the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.
Property Insurance
Property Insurance
Cover for loss or damage to your physical business assets in the event of an incident occurring.
Motor Insurance / Commercial / Heavy Motor Insurance
Motor Insurance / Commercial / Heavy Motor Insurance
One of the more common types of business covers, motor insurance provides coverage for physical loss, damage or theft to your vehicle(s).
Surety Bonding Insurance
Surety Bonding Insurance
Surety Bonding is the provision of bonds or guarantees to protect a principal in a contract from contractor non-performance.
Surety Bonding is the provision of bonds or guarantees to protect a principal in a contract from contractor non-performance. If the contractor fails to meet their obligations or fails to complete the contract adequately.
A surety bond is an agreement that ensures compliance, payment, or fulfilment of an obligation to a principle. The three parties to a surety bond are:
Cyber Insurance
Cyber Insurance
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.
SME Business Insurance Pack
SME Business Insurance Pack
Business Insurance is used by many businesses, but it’s best suited to SME-type operators.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Talk to your local Adviser about your insurance needs and to get a quote
Every year thousands of business owners benefit by choosing to work with Insurance Advisernet and our nationwide network of Advisers.
A great way to start is reviewing your current insurances and exploring if better and more effective options are available by speaking with an Insurance Advisernet Adviser near you.
SME Business Insurance Pack
SME Business Insurance Pack
Business Insurance is used by many businesses, but it’s best suited to SME-type operators.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Workers’ Compensation
Workers’ Compensation
While some occupations and industries have a higher risk of workplace incidents and/or fatalities than others, Workers’ Compensation is compulsory for all Australian employers. It provides financial compensation to workers if they suffer a work-related injury or illness.
Cyber Insurance
Cyber Insurance
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.
Property Insurance
Property Insurance
Cover for loss or damage to your physical business assets in the event of an incident occurring.
Business Interruption Insurance
Business Interruption Insurance
From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Business Interruption Insurance
Business Interruption Insurance
From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day.
Property Insurance
Property Insurance
Cover for loss or damage to your physical business assets in the event of an incident occurring.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Motor Insurance / Commercial / Heavy Motor Insurance
Motor Insurance / Commercial / Heavy Motor Insurance
One of the more common types of business covers, motor insurance provides coverage for physical loss, damage or theft to your vehicle(s).
Mobile Plant & Equipment Insurance
Mobile Plant & Equipment Insurance
Plant & Equipment Insurance is important for a wide variety of businesses that rely on mobile plant and equipment to continue their business activities. It protects the equipment itself, but also the liabilities associated with its use, from portable tools and the smallest of earthmoving machines, to forklifts and the largest of cranes.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Home Insurance
Home Insurance
For most New Zealanders the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Business Interruption Insurance
Business Interruption Insurance
From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Professional Indemnity Insurance
Professional Indemnity Insurance
Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.
Cyber Insurance
Cyber Insurance
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.
Rural Insurance
Rural Insurance
Rural insurance is recommended for anyone who is running a business in agriculture or horticulture.
Professional Indemnity Insurance
Professional Indemnity Insurance
Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Professional Indemnity Insurance
Professional Indemnity Insurance
Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Cyber Insurance
Cyber Insurance
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
Professional Indemnity Insurance
Professional Indemnity Insurance
Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.
Rural Insurance
Rural Insurance
Rural insurance is recommended for anyone who is running a business in agriculture or horticulture.
Cyber Insurance
Cyber Insurance
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.
Marine & Hull Insurance
Marine & Hull Insurance
Do you operate a marine business and/or transport goods? Marine Insurance is designed to provide peace of mind when you have a ship or vessel that requires insurance, or you are moving cargo across sea, land or air.
Property Insurance
Property Insurance
Cover for loss or damage to your physical business assets in the event of an incident occurring.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
SME Business Insurance Pack
SME Business Insurance Pack
Business Insurance is used by many businesses, but it’s best suited to SME-type operators.
Rural Insurance
Rural Insurance
Rural insurance is recommended for anyone who is running a business in agriculture or horticulture.
Cyber Insurance
Cyber Insurance
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.
Professional Indemnity Insurance
Professional Indemnity Insurance
Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Home Insurance
Home Insurance
For most New Zealanders the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.
Motor Insurance / Commercial / Heavy Motor Insurance
Motor Insurance / Commercial / Heavy Motor Insurance
One of the more common types of business covers, motor insurance provides coverage for physical loss, damage or theft to your vehicle(s).
Body Corporate Insurance
Body Corporate Insurance
Body Corporates are obliged to take out Body corporate Insurance to cover the building, common property and common area contents of a strata scheme. Insurance is available for both residential and commercial body corporate properties.
Property Insurance
Property Insurance
Cover for loss or damage to your physical business assets in the event of an incident occurring.
Mobile Plant & Equipment Insurance
Mobile Plant & Equipment Insurance
Plant & Equipment Insurance is important for a wide variety of businesses that rely on mobile plant and equipment to continue their business activities. It protects the equipment itself, but also the liabilities associated with its use, from portable tools and the smallest of earthmoving machines, to forklifts and the largest of cranes.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Motor Insurance / Commercial / Heavy Motor Insurance
Motor Insurance / Commercial / Heavy Motor Insurance
One of the more common types of business covers, motor insurance provides coverage for physical loss, damage or theft to your vehicle(s).
Property Insurance
Property Insurance
Cover for loss or damage to your physical business assets in the event of an incident occurring.
Contract Works Insurance
Contract Works Insurance
Contract Works Insurance provides cover for any physical damage of works or third party liabilities during construction stages of a project.
Workers’ Compensation
Workers’ Compensation
While some occupations and industries have a higher risk of workplace incidents and/or fatalities than others, Workers’ Compensation is compulsory for all Australian employers. It provides financial compensation to workers if they suffer a work-related injury or illness.
Liability Insurance
Liability Insurance
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
Mobile Plant & Equipment Insurance
Mobile Plant & Equipment Insurance
Plant & Equipment Insurance is important for a wide variety of businesses that rely on mobile plant and equipment to continue their business activities. It protects the equipment itself, but also the liabilities associated with its use, from portable tools and the smallest of earthmoving machines, to forklifts and the largest of cranes.
Body Corporate Insurance
Body Corporate Insurance
Body Corporates are obliged to take out Body corporate Insurance to cover the building, common property and common area contents of a strata scheme. Insurance is available for both residential and commercial body corporate properties.
Home Insurance
Home Insurance
For most New Zealanders the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.
Property Insurance
Property Insurance
Cover for loss or damage to your physical business assets in the event of an incident occurring.
Motor Insurance / Commercial / Heavy Motor Insurance
Motor Insurance / Commercial / Heavy Motor Insurance
One of the more common types of business covers, motor insurance provides coverage for physical loss, damage or theft to your vehicle(s).
Surety Bonding Insurance
Surety Bonding Insurance
Surety Bonding is the provision of bonds or guarantees to protect a principal in a contract from contractor non-performance.
Surety Bonding is the provision of bonds or guarantees to protect a principal in a contract from contractor non-performance. If the contractor fails to meet their obligations or fails to complete the contract adequately.
A surety bond is an agreement that ensures compliance, payment, or fulfilment of an obligation to a principle. The three parties to a surety bond are:
Cyber Insurance
Cyber Insurance
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.
SME Business Insurance Pack
SME Business Insurance Pack
Business Insurance is used by many businesses, but it’s best suited to SME-type operators.
Directors & Officers/Management Liability Insurance
Directors & Officers/Management Liability Insurance
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.
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